Controlling healthcare costs is a concern for any business – but larger-than-expected medical claims can devastate a self-funded employer. With medical stop loss insurance from Liberty Mutual, organizations can help protect their claims liability and bottom line.
Self-funded health benefit plans can give employers better flexibility and control over expenses, while providing important medical coverage to their employees. But with self-funding comes increased financial risk, including the possibility of medical claims that are larger, more complex, or more frequent than expected.
Anticipating and protecting against overwhelming medical claims isn't easy. It takes a trusted advisor who will be around for the long haul. With Liberty Mutual's employer stop loss coverage, employers can plan confidently for the future, without the worry of catastrophic medical expenses.
Our expert coverage options offered to self-funded employers include:
Because coverage isn't a one-size-fits-all solution, our stop loss clients enjoy the added advantage of our in-house clinical review teams and ProAct Care Solutions. Specialized to help contain costs, these benefits include:
Contact your broker or Liberty Mutual to learn more about medical stop loss coverage for your business.
This is a general description of this program and/or service. See your policy, service contract, or program documentation for actual terms and conditions. Insurance is underwritten by Liberty Mutual Insurance Company or its affiliates or subsidiaries.
Ironshore Benefit Plan Sponsor Liability (BPSL)
VP, Sales & Distribution
Liberty Mutual Stop Loss
Employer Stop Loss brochure
Specific Excess Loss Notification of Potential Large Claim Form
Contact ProAct Team