Long-term Disability and Short-term Disability
Group Disability to Protect What Matters Most
Liberty Mutual Insurance understands that an employee’s absence due to disability can affect workplace morale, service quality, and productivity. If one of your client’s employees suffers a non-work-related injury or illness and is unable to work, disability insurance can help cover daily living expenses and provide resources for recovery and return to work.
Solutions for Employee Absence
Our
disability solutions can help reduce the cost of employee absence and simplify program administration so your clients can maintain productivity. We offer:
- Short-term, long-term, and statutory disability coverage
- Fully integrated group short-term, long-term, statutory, life, and workers compensation coverage
- Client-focused, consultative experience
- Simplified administration through
MyLibertyConnection®, our secure online portal, to monitor lost time, track claim payments, and review program performance
- Tools and resources to help employees return to work quickly and safely
Support for Employees
Our timely, quality service supports employees by providing:
- Multiple options for reporting disability benefits, using the technology most convenient for them
- Direct access to claims professionals
- Online access to claims details and information
- Employee assistance program services to help employees with family, legal, and financial issues*
You and your clients will also benefit from the expertise of the
Liberty Mutual Research Institute for Safety, which seeks to advance scientific, business-relevant knowledge in workplace and highway safety and work disability through laboratory and field-based investigations.
*Employee assistance program services are provided to employees covered under insured group long-term disability programs and are offered through a third-party provider.
This is a general description of coverage or services offered. See policy or service contract for actual terms and conditions. Group products and services are offered by Liberty Life Assurance Company of Boston, a Liberty Mutual company. Home office: Boston, MA.