The assigned risk market, also known as the residual market, provides insurance to businesses that are unable to obtain coverage from the traditional, or voluntary, market. Liberty Mutual Insurance is a servicing carrier for assigned risk insurance in more than 20 states, providing workers compensation coverage to businesses that would otherwise be ineligible.
Every business tries its best to manage risk and control loss, and we will work hand in hand with you to help you identify and address those risks. Learn more about the services we offer to our policyholders.
We are committed to providing you with an efficient and responsive claims experience and to delivering the best possible outcome on your claim. As a Liberty Mutual policyholder, you can:
Understanding risk and having a plan to address it can help keep your workers safe and help you better control loss. With our risk control resources and training, you can improve workplace safety, mitigate injury and illness, and reduce costs. Policyholders can:
Liberty Mutual Insurance underwriters have a thorough understanding of both the assigned risk market and your particular industry. You can reach our underwriters through our customer service center by telephone, email, and online contact forms.
Our full-time staff of premium auditors provides you with accurate, timely audits by using both audit worksheets and online reference guides to access exact rule wordings. Learn more about the premium audit process or use our online forms to:
To learn more about the services we provide to assigned risk policyholders, contact our Customer Service Information Center.
This is a general description of coverages. Not all coverages are available in all states. Contact an independent agent or your broker for policy terms, conditions, and exclusions.
Assigned Risk Services
Contact assigned risk services through the forms listed below.
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Customer ServiceLearn more about the services available to you as an assigned risk customer.
Frequently Asked QuestionsFind answers to common questions about assigned risk policies.