​Commercial Auto Insurance


Benefit from a Full Range of Auto Coverages

If you own a local bakery with one delivery truck or a national delivery company with a large fleet, your commercial vehicles and drivers' safety play a critical role in your company's success. That's why Liberty Mutual Insurance auto coverage and services not only minimize the financial impact of accidents but also help to prevent them. We offer comprehensive coverage for owned, leased, non-owned, and hired vehicles.

Our auto policies provide coverage for legal liability caused by an accident or physical damage resulting from collisions or other incidents. You can also select coverage to fill common gaps, such as coverage for business drivers without a personal auto insurance policy and lease gap coverage.

Reduce Your Liability on the Road

Lower the frequency and severity of losses and protect your company's assets with the help of our risk control services such as our Decision Driving® program, which provides driver safety training for your vehicle operators. The programs we offer have been developed based on research conducted at the Liberty Mutual Research Institute for Safety, where scientists and engineers have been studying every aspect of driving since the 1950s.

In the event of an accident, you'll find it easy to report a claim. Our claims management teams gather the details and focus on getting the best possible outcome, whether that means issuing payment for repair or providing for a replacement vehicle.

Learn More

If you manage a few vehicles or a full fleet of trucks, you'll find flexible coverage that works for your company. To learn more about how we can help you protect your drivers and vehicles while reducing the cost of risk, find an independent agent today or contact your broker.


This is a general description of coverages. Not all coverages are available in all states. Contact an independent agent or your broker for policy terms, conditions, and exclusions.

*Based on 2016 survey of business insurance buyers on preference of national carriers sold via independent agents.


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Risk & Insurance: Commercial Auto Trends and Fleet Safety
Watch our own David Blessing discuss commercial auto trends and what risk managers can do to better protect their employees, fleets, and businesses.

​Your Business - Better Protected

At Liberty Mutual, we understand that every business is different, so their insurance coverages should be, too.

That’s why as the #1 preferred business insurance provider*, we have the resources and expertise to provide you with tailored coverage for your unique business needs. Get started with an independent agent today.