​Voluntary Benefits


Giving Your Employees More

Without your employees’ hard work, your business wouldn’t be able to grow and succeed. Offer your employees voluntary benefits programs from Liberty Mutual* as a way to better show them your appreciation. Over 14,000 employers and organizations have already taken advantage of the auto and home voluntary benefits programs from Liberty Mutual Insurance.

Available Insurance Products

  • Auto and Home Insurance - Auto and Home Benefits have virtually universal appeal—if your employees own or rent a home or car, they can benefit from this program. Help your employees achieve financial wellness while strengthening your company’s benefits package with home and auto insurance.
  • Accident Insurance - Accident insurance pays employees who enroll in this plan a cash benefit in the event they suffer a covered injury. Accidental injuries, like a concussion, broken arm, or burn can happen at any time, and unexpected out-of-pocket medical costs can quickly add up - even when the employee has major medical insurance.
  • Critical Illness Insurance - Critical illness insurance pays covered employees a one-time cash benefit if they are diagnosed with one of the illnesses or medical conditions specified in their policy.  With critical illness coverage, employees can focus more on mending, and less on spending.
  • Hospital Indemnity Insurance - A single trip to the hospital can be costly.  Even when covered by health insurance, employees may still be responsible for out-of-pocket costs. Hospital Indemnity insurance can help by providing an extra layer of financial security in the event of a hospital stay.

*Liberty Mutual Insurance (“Liberty Mutual”) is the marketing brand for Liberty Mutual Group Inc. and its related subsidiaries. Group accident, critical illness and hospital indemnity insurance products and services are offered by Liberty Life Assurance Company of Boston, a Liberty Mutual company.  Home and auto insurance products are offered by Liberty Mutual Insurance Company, and its affiliated companies.
Group accident, critical illness and hospital indemnity insurance products are not a substitute for major health insurance. Payment of benefits is subject to pre-existing conditions, benefit waiting periods, and all policy terms and conditions. Product design and availability vary by state. Features and benefits may vary based on state approval. This policy provides limited benefits, and is subject to lifetime and other maximum benefit limitations, and to reduction in benefit amounts on and after certain ages. Home office: Boston, Mass. Service center: Dover, N.H.

​Contact Us

Learn more about our products and benefits, email us:

A&H Group Benefits
Auto and Home Benefits

​A&H Voluntary Group Benefits

  • ​Plan design options to cover employees and eligible family members (i.e. spouses and children)
  • Covered accident, critical illness, or hospital indemnity claims are paid directly to the employee as a lump-sum payment that can be used for any purpose
  • Affordable monthly premiums at group rates
  • Premiums conveniently paid through payroll deduction
  • Easy online claims process that automatically coordinates with other Liberty Mutual life and disability coverages
  • Coverage available for companies with as few as 50 lives

​Auto and Home Benefits

  • ​12-month rate guarantee
  • 24-hour claims assistance
  • Convenient payment options, including automatic payroll deduction, recurring credit card billing, and direct home billing
  • In-person support from 270 local sales and customer service offices, by phone at three toll-free call centers, and online