Property and Casualty Coverages


Protecting Your Property, Employees, and Reputation

Whether you're the owner of a small, local bakery or the risk manager of a large, national construction company, the right property and casualty coverages can make the world of difference when it comes to protecting your business. At Liberty Mutual Insurance, we have the experience and resources to help protect your business, from your commercial vehicles and equipment to your employees and reputation.

Business Owner’s Policy (BOP) and Packages
Packaged solutions for small to midsize businesses, which bundle general liability and property coverages together.​ Learn More
Commercial Auto Insurance
Protection for your owned, leased, non-owned, and hired commercial vehicles as well as the drivers who operate them. Learn More
Equipment Breakdown Insurance
Packaged or stand-alone coverage for property losses resulting from equipment failure. Learn More
Excess Liability Insurance
Provides higher limits over your existing umbrella policy for added protection against catastrophic events.Learn More
General Liability Insurance
Coverage that protects you and your employees in the event your business is involved in a claim or lawsuit.Learn More
Inland Marine Insurance
Protection for equipment or materials that frequently move to different locations. Learn More​
​Ocean Marine
​Coverage for your cargo, hull, and marine general liability needs. Learn More
Property Insurance
Protects your place of business and the contents inside with additional coverage options including inland marine and equipment breakdown. Learn More​
This coverage, designed specifically for insurance carriers, reduces the exposures you face as a provider. Learn More
Specialty Programs
Coverage offered in partnership with our program administrators to meet the needs of niche industries such as scrap metal, self-storage facilities, and nonprofits. Learn More
Surety Bonds
Provides contract, commercial, and fidelity bonds for regional, national, and multinational businesses. Learn More
Third-Party Administration
Helmsman Management Services, our wholly owned, third party administrator, provides claims management, managed care, and risk control services for businesses with complex risk management needs. Learn More​
Umbrella Insurance
Additional coverage over your existing liability or auto policy to keep your business protected in the event of a substantial loss. Learn More
Workers Compensation Insurance
Coverage that protects your employees in the event of a work-related injury and covers lost wages and medical treatmentsLearn More

This is a general description of coverages. Not all coverages are available in all states. Contact an independent agent or your broker for policy terms, conditions, and exclusions.

​Quick Links

Industry Solutions
Find solutions for your specific industry.

 Find an Agent