A key part of running your business is keeping employees safe at work. However, if a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection.
Workers compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.
At Liberty Mutual Insurance, we have the knowledge and resources necessary to:
The most effective way to lower your total cost of risk is to prevent accidents from happening. Our full slate of
risk control services will help you do exactly that.
We know that every minute of lost productivity hurts your business, so we take pride in the fact that we close claims faster and at lower cost than the industry average.1 Our expertise results in fewer days out of work for your employees and a significantly lower cost of risk for your business.
By employing highly trained specialists and sophisticated modeling techniques, we resolve claims quickly and effectively. Learn more about our
Looking for an integrated solution to also manage non-work related injuries? Learn more about our
group disability and
absence management employee benefits offerings.
Contact an independent agent or your broker to learn more about our workers compensation coverage.
1Internal analysis of 2014 data published by SNL Financial. Cost per claim based on 10-year ultimate average.
This is a general description of coverages. Not all coverages are available in all states. Contact an independent agent or your broker for policy terms, conditions, and exclusions.
Find a Medical Provider
We can help you find a doctor:
For AR, CA, CT, ME, NE, NH, NJ, NY,SD, TN, and TX, call us:
All other states:Find a medical provider online
Workers Compensation & SmartVideo CommunicationsWatch to see how personalized SmartVideo communications can help educate and provide important workers compensation claims information to injured workers.
Injured Worker ToolkitAccess state-specific resources and forms for injured workers.
Policyholder ToolkitLearn about our pharmacy program, how to find medical providers, and access state-specific forms.
Medical Provider ResourcesVisit our provider support center for our medical bill process and additional information.
Managing Opioid Use in Workers Comp ClaimsLearn more about opioid abuse among injured workers and how Liberty Mutual is helping to tackle this growing issue.