Insurance for Your Construction Business

After years of experience working with construction companies, from the local general contractor to national entities, we know that protecting your business from risk requires a deep understanding of the industry.

No matter the size, your business can benefit from our experience in addressing key areas of risk and the solutions to keep your workplace safe, including construction ergonomics; crane, scaffold, and excavation safety; and more. Our risk control consultants and property risk engineers also work to help lower your total cost of risk.

Our industry specialization spans beyond risk control. We have dedicated industry underwriters for larger, more complex risks who focus exclusively on construction. In addition, our legal personnel are experts in construction defect and accident liability, and our specialized claims units excel at handling complex and catastrophic construction claims.

We work with a variety of businesses, including:

  • General building contractors*
  • Heavy construction contractors
  • Specialty trade contractors 

Business-Specific Coverages

In addition to offering core coverages such as commercial auto and workers compensation, we also offer coverages tailored for your construction business, including:

  • Inland marine insurance (builder's risk, contractor's equipment, installation floater)
  • Owners and contractors protective liability (OCP)
  • Project-specific coverages (e.g., wrap-ups, joint ventures)
  • Railroad protective liability

Learn More

For more information, find an independent agent or contact your broker. 


*Coverage for residential building contractors may vary depending on account size, location, and business type. Please contact an independent agent or your broker for more information.

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​Quick Links

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Watch our video to learn why quality assurance programs are critical to preventing construction defect claims. 

Construction Defect Claims
Learn in this white paper how your construction business can help reduce construction defect claims. 

Drones in Construction
Drones help construction companies operate faster, cheaper, and safer. Review our drone infographic to better understand the rules, regulations, and risks. 

Fall Prevention in Construction
Find ways to help prevent falls on your construction site.

Benefits of Public-Private Partnerships
Discover the many benefits of entering a public-private partnership in the construction sector.

Risk & Insurance: Commercial Auto Trends and Fleet Safety
Watch our own David Blessing discuss commercial auto trends and what risk managers can do to better protect their employees, fleets, and businesses.