Protecting Your Healthcare Business

Whether you’re a general practitioner with your own practice or a major city hospital, we can offer the coverages you need to guard your healthcare organization against losses.

If you’re a dentist or specialist working in a small office, you might find the right fit for your operation in one of our package solutions. If you run a larger operation such as a city hospital, you’ll also find coverage options that can meet your specific needs, including protection for ambulances, mobile medical offices, and complex equipment.

We can offer coverage for the patients you transport, employees who may slip and fall on the job, as well as your equipment and vehicles. We can even help you recover financial losses if your accounts receivable records are destroyed.

Our coverages protect a range of healthcare organizations, including:

  • Dentists
  • Doctors’ offices
  • Health practitioners
  • Kidney dialysis centers
  • Medical and dental labs
  • Outpatient facilities
  • Skilled nursing facilities
  • Social services

Coverage for Complex Healthcare Risks

Larger healthcare organizations manage a variety of complex risks. That’s why Liberty Mutual has dedicated underwriters who focus exclusively on the needs of this market. In addition to commercial auto, property, workers compensation, umbrella, and excess, we also offer coverages tailored to healthcare organizations, including:

  • Crime
  • Fixed and mobile medical equipment
  • Patient and employee testing after sharps accidents
  • Patient and resident evacuation expense
  • Patient personal property

Specialty liability coverage is available through Ironshore**:

  • Hospital, physician, long term care professional liability
  • Managed care E&O and D&O
  • Life sciences liability
  • Provider excess
  • Employer stop loss
  • Medicare set-aside liability

Learn More

Find an independent agent or contact your broker to learn more about insuring your healthcare business. 

Coverage options for this industry may vary depending on account size, location, and business type. Please contact an independent agent or your broker for more information.

**Specialty lines placed with Ironshore. Some policies may be placed with a surplus lines insurer. Surplus lines insurers generally do not participate in state guaranty funds and coverage may only be obtained through duly licensed surplus lines brokers.