Retail​

 

Insuring Your Retail Business

Whether you are a retailer of clothes, furniture, or automotive supplies, you need to feel confident that your customers, employees, and property are protected. At Liberty Mutual Insurance, we have the coverages and services to protect your customers while they shop, your employees as they set up displays, and the inventory you keep in your storeroom.

In addition to our coverage options, our risk control services are designed to proactively mitigate the risks you face. Our specialists can help you safeguard your retail business against a variety of retail exposures such as slips, trips, falls, shoplifting, and employee injury.

You can count on us to protect both your inventory and your reputation, and help minimize business interruption when you do file a claim.

We insure a wide variety of retail businesses, from local shop owners to large national retailers, including:

  • Building and automotive supply stores
  • Clothing stores
  • Department, general, and specialty retail
  • Drug and convenience stores
  • Furniture and home furnishings
  • Grocery stores and supermarkets

Business-Specific Coverages

In addition to offering coverages such as commercial auto, general liability, and property, we also offer coverages tailored for your retail business, including:

  • Broadened pollution coverage
  • Crime
  • Druggist liability (e.g., grocery stores)
  • Liquor liability
  • Spoilage or food contamination

Learn More

Find an independent agent or contact your broker to learn more about how we can help you protect your retail business. 
 

Coverage options for this industry may vary depending on account size, location, and business type. Please contact an independent agent or your broker for more information.

 Find an Agent

​Quick Links

Managing Crowds at Your Store
Find tips to managing large crowds at your retail store.

Security Equipment
Here’s a list of security equipment to consider using to help protect your store from theft, property damage, and more.

Preventing Slips and Falls
Learn ways to help protect your customers and employees from slips and falls.